Compliance

Terms of Use

Last updated July 10, 2026

Welcome to the service (the “Service”). These terms govern your use of the website, the cards and the tools for agents. By using the Service you agree to them and to our Privacy Policy.

Eligibility

You must be at least 18 years old and able to form a binding contract. Cards are issued under the Cardholder Agreement.

Acceptable use

You agree not to:

  • Use the services for any unlawful purpose.
  • Attempt unauthorized access to any account or system.
  • Interfere with or disrupt the services.

Additional definitions

  1. The issuing bank is an express third-party beneficiary of these terms.
  2. An API key such as sk_live_… is yours to keep secret.

Fees

Fees
Annual feesNone
International transaction1% of each transaction in U.S. dollars
Late paymentNone. Learn more at consumerfinance.gov.
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